Opportunity Information: Apply for HHS 2024 ACL AOA PCRP 0015

The Pension Counseling and Information Projects grant opportunity (Funding Opportunity Number HHS 2024 ACL AOA PCRP 0015) is a discretionary cooperative agreement offered by the U.S. Department of Health and Human Services, Administration for Community Living (ACL). It sits within the Income Security and Social Services activity area (CFDA 93.048) and is designed to fund regional efforts that help older adults better understand, claim, and protect their pension and retirement plan rights. At its core, the program is trying to reduce financial insecurity in later life by giving people practical information, tools, and direct assistance so they can make informed decisions and maintain independence throughout retirement.

The funded projects are expected to provide counseling and related support focused on employer- or union-sponsored pensions and other retirement savings plan benefits. A central priority is helping individuals who have been denied benefits or who are encountering barriers when trying to access benefits they believe they are owed. The program is not just about general education; it emphasizes real problem-solving assistance and representation-oriented support, with applicants expected to demonstrate a strong history of advising individuals in pension disputes or benefit-denial situations. Another key expectation is the ability to deliver these services on a regional basis, meaning applicants should have the staffing, infrastructure, and outreach capacity to serve a broad geographic area rather than a single local community.

ACL is also clearly signaling who these projects should reach and how services should be delivered. Successful applicants will show a recognized history of serving older adults who may be economically marginalized, and proposals should reflect a serious commitment to diversity, equity, and inclusion. In practice, that means projects should be prepared to reach populations that are more likely to face systemic barriers to retirement security and benefit access, and to provide counseling that is accessible and responsive to different backgrounds and circumstances.

In terms of funding, the award ceiling listed is $200,000, and ACL anticipates making about 6 awards under this announcement. The original application closing date is May 20, 2024, and the opportunity was created on March 19, 2024. Eligibility is listed as unrestricted in the summary, though the notice indicates that additional eligibility details will be provided in the full Notice of Funding Opportunity (NOFO). One clear restriction is that foreign entities are not eligible to apply for or receive awards under this opportunity.

Overall, this grant is aimed at organizations that already have demonstrated expertise in pension counseling and benefits advocacy for older adults and that can scale that work across a region. The strongest applicants will be those that can show both technical competence in pension and retirement benefit issues and a credible, sustained ability to reach and effectively serve older people who are at higher risk of financial insecurity.

  • The Administration for Community Living in the income security and social services sector is offering a public funding opportunity titled "Pension Counseling & Information Projects" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.048.
  • This funding opportunity was created on 2024-03-19.
  • Applicants must submit their applications by 2024-05-20. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • Each selected applicant is eligible to receive up to $200,000.00 in funding.
  • The number of recipients for this funding is limited to 6 candidate(s).
  • Eligible applicants include: Unrestricted.
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